The question of financing a business acquisition remains a delicate issue that should never be underestimated.
Whether you are an individual buyer or an external growth company, you must address this question of financing before you even begin to finance the business acquisition.
In particular, you should make sure that your own funds are sufficient to finance a target.
In general, banks finance business takeover operations on the basis of 30% of equity contributed.
In other words, for a takeover of 1000, you must bring 300 and the bank will finance the balance of 700 over a maximum of 7 years, taking as a reference the future results of the company with a reduction of 20 to 30% to leave reserves essential to the development of the company.
As far as the players are concerned, the situation has changed significantly over the last 5 years and we are seeing more and more alternative solutions for financing takeovers that no longer go through traditional banks.
Fintech-type platforms oriented towards participative financing will revolutionize the financing of business takeovers.
More than ever before, faced with the multitude and complexity of financing solutions, you need to be accompanied in your financing.
We wanted to highlight a few companies specialized in financing takeovers that we find interesting.

Pr€t Pro is a national professional financing brokerage company. It assists business creators and buyers in finding and obtaining financing.
Our intervention is divided into four steps.
1) Constitution of a dematerialized financing file; the documents are deposited on a secure extranet access. We advise you on the form and content of the presentation of your file: strong points put forward, Business Plan adapted to the banks.
2) Sending to the bank and accompanying you to the bank meeting. We work with ALL the banks, they are all solicited. During this meeting, you will present your project, we will talk about your need of financing in interaction with the present banking partners.
3) Negotiation of all financial items. The banks transmit a financing proposal, but also detail all the costs of the future relationship (account management, movement commission, collection service, loan insurance, etc.).
4) Choice of the selected bank. We will make for you a comparative table of all the detailed offers received, and you will choose the one you want.
Our key words are transparency and professionalism. Transparency because you are informed in real time of the status of your file via your extranet. Professionalism because we are surrounded by experts at all stages of your file
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Kévin PINGUET06
.23.11.20.51
kevin.pinguet@pretpro.frMerthis much.
Good reception.
Sincerely,

Kévin
PINGUETProfessional Finance Broker

PR€T PRO – National brand of professional finance brokers